Products
Daily hospital cash
A cash benefit for every night in hospital, replacing lost income
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Tax deductibleHealth Fit Pro
A daily hospital cash rider paying a cash amount for every day you are admitted as an inpatient, rising to 4× in an ICU, with additional surgical and accident benefits.
Daily hospital benefit
A daily hospital cash rider that pays a fixed amount for each day you are admitted as an inpatient, helping replace income and cover costs your other benefits do not. The benefit level depends on your age and on the sum insured of the main life policy.
Coverage details and conditions follow the policy document. Some information is still being prepared — please ask us before deciding.
Why Daily hospital cash matters
A daily hospital cash benefit pays a fixed cash amount for every day you are admitted as an inpatient, regardless of the actual treatment cost. It is designed to sit alongside a main health plan, replacing income you lose and covering expenses beyond the bill. It is a rider, bought attached to a main life policy.
A cash amount per day
A fixed cash benefit for every day you are admitted as an inpatient, paid to you to spend as you need.
Replaces the income you lose
Helps replace income lost while you recover, and the extra costs a main plan may not cover.
Eligible for tax deduction
The health insurance portion of the premium can be claimed as a personal income tax deduction under Revenue Department rules [check the latest criteria].
Frequently asked questions
How is this different from a lump-sum health plan?
A health plan pays the actual treatment cost; daily hospital cash pays a fixed amount per day whatever the bill comes to. They work well together.
Can I buy it on its own?
No. It is a rider and must be bought together with a main life policy.
Not sure which plan suits you?
Tell us your goals and your budget. We are happy to compare the options with you — free and with no obligation.