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Whole life insurance

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Whole life insurance

Long-term life cover that passes security on as a legacy

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Why Whole life insurance matters

Whole life insurance provides long-term life cover, focused on security for your family and on passing on a legacy. In the event of death it pays the full sum insured, and the premiums can be claimed as a tax deduction under the applicable rules.

1

Security for your family

Long-term life cover that leaves a lump sum for the people who depend on you.

2

Pass on a legacy

A structured way to pass on security, with a defined lump sum equal to the sum insured.

3

Eligible for tax deduction

Premiums on a whole life policy can be claimed as a personal income tax deduction under Revenue Department rules [check the latest criteria].

Frequently asked questions

Who is whole life insurance for?

People who want long-term life cover for their family, and those who want to pass on a legacy as a defined lump sum.

How is it different from an endowment?

Whole life focuses on long cover and on the value of the protection per baht of premium, while an endowment focuses on saving towards a lump sum at a fixed date. Choose according to your goal.

What do I get at maturity?

For a whole life plan covering you to age 99, if you are still living at the end of the term you receive a lump sum equal to the sum insured.

Not sure which plan suits you?

Tell us your goals and your budget. We are happy to compare the options with you — free and with no obligation.