Plan highlights
10 years of premiums, cover to 99
Pay premiums for just 10 years while life cover continues through to age 99
Pass on a legacy
On death, the full sum insured is paid — a substantial legacy for your family
High cover of THB 0.5–10 million
Choose a sum insured from THB 500,000 to THB 10,000,000 to match what you want to pass on
100% returned if you live to 99
If you are living at the end of the contract at age 99, you receive a lump sum equal to the sum insured
Tax deductible
Life insurance premiums are deductible from personal income tax under Revenue Department rules
Start planning your legacy today
Open from age 15 days to 50 years, so you can start building security and a legacy for your family early
Estimate the premium and cover
Choose gender, age and sum insured to see the premium and the cover passed on as a legacy
Entry age Newborn–50 years
Minimum THB 500,000 · maximum THB 10,000,000
Life cover (passed on as a legacy)
500,000 THB
Cover through to age 99 · premiums for only 10 years
Premium (paid for 10 years · sum insured THB 500,000)
Monthly
2,722
THB
Quarterly
8,168
THB
Semi-annual
15,730
THB
Annual
30,250
THB
Total premium over 10 years (paid annually) 302,500 THB
Legacy Fit Care is a whole life plan focused on protection, with no dividends and no survival benefits during the term · these figures are estimates for educational purposes, tax relief is not included, and actual premiums and benefits follow the policy. Please confirm with an agent before deciding.
Tax deduction
Premiums on Legacy Fit Care can be deducted from personal income tax under Revenue Department rules, which makes planning a legacy more efficient. The limits and conditions follow current tax law and your own circumstances.
Key conditions
- Policy term: to age 99 · premium term: 10 years
- Entry age 15 days – 50 years · minimum sum insured THB 500,000 (maximum THB 10,000,000)
- On death, the policy pays the sum insured, the surrender value, or the premiums paid, whichever is greatest
- If you are living at the end of the contract (age 99), you receive 100% of the sum insured
- This plan focuses on protection, with no dividends and no survival benefits during the term
- A medical examination and an Anti-HIV test are required under the underwriting rules
Frequently asked questions
How long do I pay, and how long am I covered?
Premiums run for just 10 years, while life cover continues through to age 99.
Who is it for?
People who want to pass on a lump sum to their family and to finish paying premiums within 10 years while keeping lifelong cover.
Are there dividends or survival benefits during the term?
No. Legacy Fit Care is a whole life plan focused on protection and on passing on a legacy, so there are no dividends or survival benefits. If you live to age 99 you receive a lump sum of 100% of the sum insured.
Are the premiums tax deductible?
Yes. Life insurance premiums are deductible under Revenue Department rules. We recommend checking the current criteria and limits before claiming.
This page is produced by an independent life insurance agent for general education. It is not an official page of any insurer. The actual benefits, premiums and conditions follow the policy and the sales documents. Tax deductions follow Revenue Department rules and your own circumstances. Please consult an agent before deciding.