Plan highlights
Tax deductible
Life insurance premiums are deductible from personal income tax under Revenue Department rules
Money back every year during the term
1% of the sum insured a year, from the end of policy year 2 to year 24 (23% in total)
126% at maturity
At maturity in year 25 you receive 100% of the sum insured plus a further 26% (126% in total)
15 years of premiums, 25 years of cover
Premiums run for just 15 years, while cover and savings continue for a full 25 years
Life cover that steps up
On death, the benefit increases with each policy year, up to 1.4× the sum insured
The same premium for men and women
The premium rate is identical for all genders, which keeps it simple. The sum insured starts at THB 100,000.
Estimate premiums and benefits
Choose an age and sum insured to see the premium for each payment frequency and the living benefits
Entry age Newborn–70 years
Minimum THB 100,000 · maximum THB 2,000,000
Premium (paid for 15 years · sum insured THB 100,000)
Monthly
670
THB
Quarterly
1,990
THB
Semi-annual
3,840
THB
Annual
7,400
THB
Total premium over 15 years (paid annually) 111,000 THB
Living benefits (guaranteed)
Total living benefits (149% of the sum insured)
149,000 THB
These figures are estimates for educational purposes. The living benefits and the maturity amount are the guaranteed portion. Premium rates are the same for men and women · tax relief is not included · actual premiums and benefits follow the policy. Please confirm with an agent before deciding.
Death benefit
Increases with each policy year (as a multiple of the sum insured)
Tax deduction
Premiums on Thanatawee 25/15 can be deducted from personal income tax under Revenue Department rules. It suits taxpayers who want to save while claiming the deduction. The limits and conditions follow current tax law and your own circumstances.
Key conditions
- Policy term 25 years · premium term 15 years
- Entry age 1 month – 70 years · minimum sum insured THB 100,000
- Premiums may be paid annually, semi-annually, quarterly or monthly · the rate is the same for men and women
- The survival benefits and the maturity amount are the guaranteed portion
- Surrendering the policy before maturity may return less than the premiums paid
Frequently asked questions
When do I receive money back?
1% of the sum insured at the end of every policy year from year 2 to year 24 (23% in total), and at maturity in year 25 the sum insured plus a further 26% (126% in total). All of this is the guaranteed portion.
How long do I pay, and how long am I covered?
Premiums run for just 15 years, while cover and savings continue for a full 25 years
Are the premiums tax deductible?
Yes. Premiums on this plan are deductible from personal income tax under Revenue Department rules. We recommend checking the current criteria and limits before claiming.
Is the premium different for men and women?
No. Thanatawee 25/15 uses the same premium rate for men and women.
This page is produced by an independent life insurance agent for general education. It is not an official page of any insurer. The actual benefits, premiums and conditions follow the policy and the sales documents. Tax deductions follow Revenue Department rules and your own circumstances. Please consult an agent before deciding.