Products
Endowment savings
Disciplined long-term saving with life cover included
Free consultation on LINEPlans in this category
Thanasap (25/25 · 30/30)
An endowment plan with a savings and premium term of 25 or 30 years. Receive a lump sum at maturity, with life cover throughout and the possibility of a dividend.
Short savings termMoney Fit Wealthy (15/5 · 12/6)
A short-term participating endowment. Choose 15/5 (5 years of premiums, 15 years of cover) or 12/6 (6 years of premiums, 12 years of cover), with survival benefits during the term and a lump sum at maturity.
Tax deductibleThanatawee 25/15
An endowment with 15 years of premiums and 25 years of cover. It pays 1% of the sum insured each year during the term and 126% at maturity, giving total guaranteed living benefits of 149% of the sum insured.
Tax deductibleThanatawee 15/8
An endowment with a short 8-year premium term and 15 years of cover. It pays 1% of the sum insured each year during the term and 210% at maturity, giving total guaranteed living benefits of 223% of the sum insured.
Tax deductibleSap Panphol 1
A 20/20 endowment (20 years of cover and premiums) that pays 1% of the sum insured each year during the term and 120% at maturity, with life cover throughout.
Tax deductibleTL Plan 20/10 · 20/15
An endowment with 20 years of cover. Choose a premium term of 10 years (20/10) or 15 years (20/15) and receive a lump sum of 150% of the sum insured at maturity, with life cover throughout.
Tax deductibleKhumtawee 20/20
An endowment with a high sum insured, covering you and taking premiums for 20 years. Choose life cover of 5× or 10× the sum insured, receive 110% at maturity, and share in any declared dividend.
Tax deductibleSap Panphol 20/20
A participating endowment covering you and taking premiums for 20 years. It pays 2% of the sum insured each year during the term and 110% at maturity — total guaranteed living benefits of 146% — plus the possibility of a dividend.
Coverage details and conditions follow the policy document. Some information is still being prepared — please ask us before deciding.
Why Endowment savings matters
An endowment policy is a long-term savings plan that provides both life cover and a lump sum at maturity. It suits people who want to save with discipline towards a future goal, and the premiums can be used for a personal income tax deduction under Revenue Department rules.
Save with discipline, receive a lump sum
Pay regular premiums and receive a lump sum when the policy matures — a structured way to save towards long-term goals.
Life cover alongside savings
Throughout the policy term your family is protected by life cover, so this is more than a savings account.
Eligible for tax deduction
Premiums on an endowment life policy can be claimed as a personal income tax deduction under Revenue Department rules [check the latest criteria].
Frequently asked questions
How is this different from a bank deposit?
An endowment combines saving with life cover and has a fixed term, which helps build discipline — but it is less liquid than a deposit. Surrendering early may return less than the premiums you have paid.
What do I receive at maturity?
Generally a lump sum at the end of the term (the sum insured plus the benefits defined by the plan). Participating plans may also pay a dividend as declared by the insurer, and that amount is not guaranteed.
Which term should I choose?
It depends on your goal and what you can afford. A shorter term (say 15 years) means a higher annual premium but finishes sooner; a longer term (25–30 years) means a lighter annual premium with longer saving and cover. We are happy to compare them against your goal.
Not sure which plan suits you?
Tell us your goals and your budget. We are happy to compare the options with you — free and with no obligation.