Core privileges
The standard privileges every client receives, covering physical health, mental wellbeing and lifestyle
Personal health concierge
24 hours a daySpeak with a team of doctors and nurses about general health matters, with help coordinating information and appointments
Initial mental health consultation
45 minutes per sessionTalk to a psychologist or psychotherapist about stress and mental wellbeing, by telephone
Holistic cancer care
Preferential rates for cancer screening (such as mammogram with breast ultrasound, low-dose lung CT, and a 10-cancer genetic test), a Cancer Navigator service advising on treatment using newer technology, and a Cancer Recovery package at BDMS Wellness Clinic
Lifestyle discount vouchers
THB 100–200 per quarterDiscounts at participating restaurants, spas, gyms and lifestyle retailers
Health services
Each may be used once during the programme period (the number of uses and eligibility depend on the premium paid)
Hospital discount voucher
A THB 1,000 discount on medical services at participating hospitals in the BDMS network
Basic cancer screening programme
Choose one of two: cervical cancer screening (liquid-based cytology) or a prostate-specific antigen (PSA) test
In-depth cognitive health assessment
3 sessionsA brain health assessment using CogMate, covering reaction speed, attention, learning and memory
Hospital transfer service
A car with a driver for safe transfer to and from hospital, booked in advance
Family servicesTotal premiums from THB 500,000
For those paying total premiums of THB 500,000 or more per family account — one item may be chosen for the whole programme period
Genetic (DNA) test for cancer risk
Screening for 10 cancers using SPOT-MAS technology, which can detect signs of cancer at an early stage
Alzheimer's risk assessment
Testing of biomarkers (amyloid beta, p-tau217) and the APOE gene to assess the risk of dementia and Alzheimer's early
Legal consultation on wills and estates
2 hoursPlan your will and the administration of your estate with a specialist lawyer
Programme conditions
- For holders of the unit-linked product "Thai Life Insurance LifeVerse Wealth Fit 99/99". Eligibility is based on the main and rider premiums actually paid (excluding additional savings premiums).
- Programme period 1 June 2026 – 31 May 2027 · the privileges offered in the following programme may change at the insurer's discretion
- The tier and the number of uses depend on the annual premium paid (for example, lifestyle vouchers of THB 100 per quarter for premiums up to THB 100,000, and THB 200 per quarter for premiums of THB 100,000 or more)
- Family services are for those paying total premiums of THB 500,000 or more per family account, and one item may be chosen for the whole programme period
- Each item is available in limited numbers · privileges must be claimed and used within 30 days (family privileges must be claimed within 7 days of linking an account or adding a member)
- Privileges cannot be transferred, exchanged or redeemed for cash, and the insurer reserves the right to change or withdraw the conditions without prior notice