Products
Unit-linked insurance
Adjustable cover combined with investment, and investment risk
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Unit-linked plan, built around you
Thai Life Insurance LifeVerse Wealth Fit 99/99 is a unit-linked plan that lets you adjust the balance between cover and investment. Its value depends on the performance of the investment portfolio.
LifeVerse privileges
A package of privileges covering health, holistic cancer care, lifestyle and family services, for unit-linked policyholders.
Coverage details and conditions follow the policy document. Some information is still being prepared — please ask us before deciding.
Why Unit-linked insurance matters
Life Verse unit-linked plans combine life cover with investment in portfolios managed by the insurer. Their strength is flexibility — you can adjust the sum insured and the premium as your life changes. They suit people who understand investing and can accept fluctuation in value.
Flexible as life changes
Adjust the sum insured, add to the investment portion, or take a premium holiday, subject to the plan's conditions.
Opportunity together with risk
The policy value can grow with the funds you select; the investment risk is borne by the policyholder.
Transparent costs
Fees are itemised clearly and can be reviewed in the sales documents before you decide.
Frequently asked questions
Is the return guaranteed?
No. The policy value rises and falls with the funds you select. Ask to see illustrations across several scenarios, including low-return cases, before deciding.
What fees are involved?
Typically a charge deducted from the premium, a monthly cost of insurance, and fund management fees. Our series of articles on unit-linked insurance explains each layer.
Who is it for?
People who understand investing, can accept fluctuation, and will review the portfolio regularly. If you want certainty, a traditional policy may suit you better.
Not sure which plan suits you?
Tell us your goals and your budget. We are happy to compare the options with you — free and with no obligation.