Products
Health insurance
A treatment limit matched to your hospital and existing benefits
Free consultation on LINEPlans in this category
Tax deductibleHealth Fit Shield
An entry-level health rider focused on inpatient (IPD) treatment costs at an affordable premium. Four plans are available with an annual limit of THB 2–4 million, suited to anyone starting health cover on a limited budget.
Health Fit DD
A lump-sum health plan available either from the first baht or with a deductible, which suits people whose existing benefits already cover the first portion of a bill.
Health Fit Ultra
A high-limit lump-sum plan covering the 13 treatment categories subject to the policy conditions, with a choice of room level and territory of cover.
Coverage details and conditions follow the policy document. Some information is still being prepared — please ask us before deciding.
Why Health insurance matters
A lump-sum health plan covers actual treatment costs up to the plan limit. Choose the level according to the hospitals you use and the cover you already have; if you already have group cover from an employer, a plan with a deductible can bring the premium down.
Treatment costs rise every year
Medical inflation runs ahead of general inflation, so a plan that absorbs a large bill protects your savings.
Flexible lump-sum limit
A single limit that flexes with the actual bill handles modern treatment better than per-category caps.
Designed around your existing cover
Choose a deductible that works alongside group cover — a lighter premium while keeping a high ceiling.
Frequently asked questions
How does a lump-sum limit differ from per-item caps?
A lump-sum limit gives you one total that flexes with the actual bill; per-item cover sets a ceiling for each category. Our articles compare the two in detail, or ask us to compare them against your own situation.
I already have group cover — should I buy more?
It depends on the gaps, such as the per-admission ceiling and the room rate. If you want to top up, a plan with a deductible is usually the most economical choice for someone who already has group cover.
Is there a waiting period?
Yes, as standard for health insurance. General illness and specified conditions have different waiting periods under the policy conditions.
Not sure which plan suits you?
Tell us your goals and your budget. We are happy to compare the options with you — free and with no obligation.