Products
Senior insurance
Easy to apply with no medical exam — a legacy for your family
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Coverage details and conditions follow the policy document. Some information is still being prepared — please ask us before deciding.
Why Senior insurance matters
Senior plans are designed for people aged 60 and over. Applying is straightforward with no medical examination — you only answer the health questions on the application form. The plan builds a lump sum to pass on to your family, and the premiums can be claimed as a tax deduction under the applicable rules.
Easy to apply, no medical exam
Convenient for older applicants — no medical examination, only the health questions on the application form.
Pass on a legacy
A lump sum for your children and grandchildren, with life cover throughout the policy term.
Eligible for tax deduction
Premiums on a senior life policy can be claimed as a personal income tax deduction under Revenue Department rules [check the latest criteria].
Frequently asked questions
Up to what age can a senior apply?
It depends on the plan. Senior plans generally accept applicants from age 60 with no medical examination — only the health questions on the application form.
What benefits are included?
Both a death benefit to pass on as a legacy and a lump sum if you are living at the end of the term. The details follow each individual plan.
Not sure which plan suits you?
Tell us your goals and your budget. We are happy to compare the options with you — free and with no obligation.