Products
Pension & retirement planning
Build a regular retirement income and a legacy to pass on
Free consultation on LINEPlans in this category
Tax deductibleLegacy Fit Retire 99/10
A participating whole life plan with 10 years of premiums and cover to age 99. It pays a retirement income from age 60 and a lump sum at the end of the contract.
Tax deductibleKasem Pension 3 (deductible pension plan)
A tax-deductible pension plan. You pay premiums to age 60, then receive a pension of 13% of the sum insured each year from age 60 to 90 (guaranteed for at least 15 years).
Tax deductibleMoney Fit Retire 90/55 (deductible pension plan)
A tax-deductible pension plan for people planning to retire at 55. You pay premiums to age 55, then receive a pension of 15% of the sum insured each year from age 55 to 90 (guaranteed for at least 15 years).
Tax deductibleSap Bumnan G 85/10 (deductible pension plan)
A tax-deductible pension plan with a short premium term of just 10 years, then a pension of 12% of the sum insured each year from age 60 to 85 (guaranteed for at least 15 years).
Coverage details and conditions follow the policy document. Some information is still being prepared — please ask us before deciding.
Why Pension & retirement planning matters
These plans focus on long-term security: you pay premiums while you are earning, then receive regular income during retirement, with life cover that passes on to your family. Premiums can also be claimed as a tax deduction under the applicable rules.
Regular income in retirement
Designed to pay out continuously during retirement, supplementing your income once you stop working.
Long life cover and a legacy
Long-term life cover plus a lump sum at maturity, so security passes on to the people you leave behind.
Eligible for tax deduction
Life insurance premiums can be claimed as a personal income tax deduction under Revenue Department rules [check the latest criteria].
Frequently asked questions
How is this different from an endowment?
Retirement plans focus on a continuous stream of payouts during retirement together with long-term life cover, while an endowment focuses on a lump sum at a fixed date. Choose according to your goal and life stage.
When should I start planning for retirement?
The earlier you start, the lighter the annual premium and the longer the policy has to build value. Starting once you have a steady income and can keep up regular premiums is a sensible point.
Are dividends guaranteed?
Participating plans may pay an additional dividend, but this is not guaranteed and depends on the insurer's performance. The survival benefits and maturity amounts stated in the plan are the guaranteed portion.
Not sure which plan suits you?
Tell us your goals and your budget. We are happy to compare the options with you — free and with no obligation.