If you are about to pay a new life insurance premium or a renewal, paying with a participating credit card during this period may bring extra benefits — cashback, reward points, or 0% instalments — while the premium itself stays the same. This article gathers the campaigns of six partner banks for Thai Life Insurance premiums (information as at July 2026) so you can compare them in one place.
Shared conditions to know first. Every campaign below applies to payment of the full premium, for both first-year premiums (new policies) and renewals, excluding unit-linked plans. Limits, conditions, registration requirements and periods are as set by each bank and may change, so always open the bank's page and read the details before making a transaction.
Overview of all six banks
| Bank | Main benefit | Promotion period |
|---|---|---|
| Krungsri | Cashback of up to THB 40,000 in total | 1 Jul – 31 Dec 2026 |
| Kasikornbank | Cashback of up to THB 8,200 + 10% back on points | 5 May – 31 Jul 2026 |
| Bangkok Bank | Redeem points for cashback of up to 13% | 1 Feb – 30 Sep 2026 |
| KTC | 0.7% cashback, or a special instalment rate | 1 Jul – 31 Dec 2026 |
| CardX (SCB) | 0% over 4 months + 10% back on points | 1 Apr – 31 Dec 2026 |
| ttb | 0% over 3 months, or a special rate of 0.59% a month | 1 Jun – 31 Aug 2026 |
1. Krungsri — Krungsri Insurance Usage
Pay the premium with any Krungsri credit card (excluding AIA VISA / NOW / Corporate cards) for a substantial cashback offer.
- Benefit: cashback of up to THB 30,000 in total, plus a further THB 10,000 cashback when redeeming points (up to THB 40,000 in total)
- Promotion period: 1 July 2026 – 31 December 2026
- Registration required as specified by the bank, and payment must be for the full premium
- Enquiries: Krungsri, tel. 02-646-3555
See the terms at krungsricard.com
2. Kasikornbank
Pay a new or renewal premium with a Kasikornbank credit card for two levels of benefit.
- Level 1: cashback of up to THB 8,200 with no points redemption required
- Level 2: redeem K Points for a further 10% cashback
- Promotion period: 5 May 2026 – 31 July 2026
- Enquiries: tel. 02-888-8888, press 823
See the terms at kasikornbank.com
3. Bangkok Bank — Save & Safe
Pay the premium with a Bangkok Bank credit card, whether the full first-year premium, a renewal, or an automatic payment through any channel.
- Benefit: redeem Thank You Rewards or M Points equal to the premium or sales slip amount for cashback of up to 13%
- Promotion period: 1 February 2026 – 30 September 2026
- Enquiries: tel. 0-2638-4000
See the terms at bangkokbank.com
4. KTC
KTC offers two programmes, depending on whether you want cashback or want to spread the cost.
Programme 1 — cashback of up to 0.7%
- Pay the full premium, first year or renewal, through any channel
- Promotion period: 1 July 2026 – 31 December 2026
- Enquiries: KTC card centre, tel. 02-123-5000
See the cashback terms at ktc.co.th
Programme 2 — instalments on renewal premiums at a special rate of 0.69% a month
- Instalments over 6 or 10 months (where the customer bears the instalment interest), for full renewal premiums
- Promotion period: 1 January 2026 – 31 December 2026
- Enquiries: KTC card centre, tel. 02-123-5650
See the instalment terms at ktc.co.th
5. CardX (SCB)
Use a CardX or SCB WEALTH by CardX credit card to pay the full premium, first year or renewal.
- Level 1: split the payment at 0% over 4 months (for transactions from THB 2,000 per sales slip)
- Level 2: redeem POINTX on the day of the transaction for 10% cashback
- Promotion period: 1 April 2026 – 31 December 2026
- Enquiries: CardX centre, tel. 1468 or 02-777-7777
6. ttb
Pay more flexibly with ttb so goood instalments in the insurance category through the ttb touch app.
- Benefit: on a full-payment transaction in the insurance category of THB 1,000 or more, choose ttb so goood at 0% over 3 months, or a special rate of 0.59% a month over 6 or 10 months
- Promotion period: 1 June 2026 – 31 August 2026
- Enquiries: tel. 1428
See how to use so goood at ttbbank.com
Which one suits you
- If you want substantial cashback and already hold a card with that bank, look at the cashback side — Krungsri, Kasikornbank or Bangkok Bank, which allows a high rate of cashback on redeemed points.
- If the premium is large and you want to spread it monthly, the 0% instalment programmes from CardX and ttb, or the special instalment rates from KTC and ttb, spread the burden while the premium stays the same.
- In every case, pay the card balance in full and on time, so credit card interest does not eat the benefit you gained.
If you are not sure which promotion period your renewal date falls into, or would like help planning the premium payment to get the most from the cards you hold, message us and we will look at it for your situation.